Bank Fraud Lawyer

Banking is tightly regulated, and the industry and state and federal agencies employ high-tech tools to uncover fraud. If you have been questioned about or charged with bank fraud in relation to a loan or financial transaction, the Law Offices of Mark L. Horwitz, offers a skilled, proactive defense. We can often prevent criminal charges by getting involved early in the investigation to clear up misunderstandings.

Based in Orlando, Florida, we will represent bank officers or directors, businesses, builders, and individuals in a wide range of bank fraud and white-collar allegations:

  • Construction loan fraud
  • Business lending fraud
  • Mortgage fraud
  • Auto title fraud
  • Student loan fraud
  • Offshore transactions
  • Phony letters of credit
  • Check kiting/check fraud
  • Check forgery or stolen checks
  • Credit card fraud (phony applications)
  • Unauthorized ATM withdrawals
  • Forging non-disclosure agreements

Banking Fraud

Bank fraud (defrauding a federally insured bank) is a federal offense under 18 U.S.C. § 1344 and carries severe criminal penalties: up to 30 years in prison for conviction, and up to $1 million in fines. The prosecution may include charges of mail fraud/wire fraud or obstruction of justice. Any fraud charge also brings the possibility of civil fraud litigation to recover the financial institution's loss. We make every effort to pre-empt criminal charges by working with bank auditors, state banking officials, or federal agencies investigating the irregularities. Sometimes authorities are not familiar with banking practices or special considerations in loan transactions. In many cases, we can uncover the innocent miscommunication or clerical error that brought the attention of investigators.

If government prosecutors proceed to indictment, our attorneys can gauge the strength of their case and advise clients on likely outcomes and legal options. We prepare every case to vehemently refute the charges at trial, or negotiate with prosecutors for a favorable plea agreement and lesser penalties. Mark L. Horowitz is board-certified by The Florida Bar as a criminal trial specialists with over 30 years of criminal defense experience.

Contact Our Firm

If you are accused of falsifying loan documents, making false statements, or other criminal actions, our bank fraud defense lawyers may offer your best hope of avoiding the worst outcomes. Contact the Law Offices of Mark L. Horwitz, a Professional Association, at (407) 401-7224 or contact us online to arrange a confidential consultation.